The mortgage bill, utilities, karate lessons, dance classes, school supplies, grocery lists, and more… How do you do it? Let’s face it: most moms are living paycheck to paycheck, and after daycare and other expenses, it’s really difficult to put a little extra away. Saving for a rainy day isn’t the easiest thing with so many bills to pay. The responsibilities, the necessities and the desires to have more can be overwhelming, but nothing is more important than an emergency savings fund. Here are … [Read more...]
Don’t Miss This Important Budget for Family Tip
We’ve all done it at one time or another; created our family budget, checked it, double checked it and then walked away. Later on, maybe a week or two later, we discover that we’ve forgotten something, drastically under budgeted something or worse. Suddenly before we know it, we’re off budget and scrambling to pay a bill or maybe even our mortgage or rent payment. To avoid those things in your life, you should have someone else look at your budget each month. Budget For Family Tip If you’ve … [Read more...]
Live for a Sunny Day: 10 Money Lessons No One Taught You
This year my husband and I have officially become debt free. We have been married just over 15 years and we worked hard to pay off debt, build our savings, and plan for our retirement. We have also focused on teaching our children about finances, in a way that they can understand. We want to leave them a legacy. These are things we weren't necessarily taught as children but we believe that starting with this generation we want our kids to live within their means and live free of debt. We are … [Read more...]
5 Ways To Have More Money Each Month
How can you make the days leading to payday less stressful? If you typically find yourself struggling for cash each month as you wait for you next payday, then it could be time to take action. Here are 5 ways, aside from getting a pay raise or using a credit card, to have more money in your pocket each month. 1. Use Online Banking If you lead a hectic lifestyle then getting to the bank during opening hours can be an almost impossible task. Thankfully, online banking has made it much easier … [Read more...]
